Spending less

Many of us have been coupon-collecting lately in an effort to reduce our grocery bills on this down economy, we even cutting down extra expenses like eating in a restaurant and shopping if its not necessary everyone is trying to save money these days. Consumers are being squeezed at both ends: On one, by higher prices for staples like food and gas; on the other, by dropping interest rates on savings, disappointing stock-market performance, and meager or no salary increases. If you’re having trouble keeping within your budget, this is a good time to review your spending to find ways to cut costs without denying yourself too many of life’s pleasures.
When we go in a grocery I usually find a good deal like discounts or bargain and it makes it more difficult than ever to handle social situations involving money.
Saving money is not easy, but it's essential to achieving financial well-being and securing your future.